The AMF certificate
Quebec trade rule for insurance and mortgage brokers, applicable throughout the Outaouais region.
The rule
No one may act as a representative, or present themselves as one, without a certificate issued by the Autorité des marchés financiers (AMF, Quebec's financial markets regulator) (art. 12 of the LDPSF, Quebec's Act respecting the distribution of financial products and services, Loi sur la distribution de produits et services financiers). The mortgage broker is also a representative within the meaning of the law (art. 1 and 11.1). Ben never introduces himself as a broker and performs no reserved act.
Information about Quebec rules, not legal advice. Check with your professional order, advisor or the official source.
How Ben helps
- Quotes
- Documents
- Renewals
- Deadlines
Qualifies quote and renewal requests, collects documents, reminds clients of deadlines and hands the broker complete files. It never gives advice: the broker stays responsible.
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Questions
The AMF certificate — what does it mean?
No one may act as a representative, or present themselves as one, without a certificate issued by the Autorité des marchés financiers (AMF, Quebec's financial markets regulator) (art. 12 of the LDPSF, Quebec's Act respecting the distribution of financial products and services, Loi sur la distribution de produits et services financiers). The mortgage broker is also a representative within the meaning of the law (art. 1 and 11.1). Ben never introduces himself as a broker and performs no reserved act.
Does Ben apply this rule automatically?
Ben follows your templates and rules and shows you the result for approval. Never gives advice: the broker stays responsible.
Is this legal advice?
No. This is general information about Quebec rules. Always check with your professional order, advisor or the official source.
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